The conditions for environment projects are the same as those for KfW's program for medium sized companies abroad except that interest rates are 0.25% lower for Euro loans and 0.15% lower for loans in other currencies. Companies with an annual turnover of less than EUR 50 million can receive cheap credits amounting to 75% of the investment; those with a turnover exceeding EUR 50 million for up to two-thirds of the investment. Cheap loans are limited to EUR 5 million but can exceed this figure if the applicant has an annual turnover not exceeding EUR 50 million. Effective rates of interest are currently 5.66% for a 10 year loan and 5.73% for 20 years.
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